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[link widoczny dla zalogowanych] But when Atlanta-based InterCept acquired iBill for $120 million in 2002, it immediately encountered problems. New rules from Visa made it more complicated and costly to process adult website transactions, and "accounts dropped like flies," says Dugas. Meanwhile MasterCard levied $5.85 million in fines against iBill for an unusually high volume of "charge backs" -- consumer-disputed charges -- though InterCept managed to recoup most of the fine from iBill's previous owners.
In September 2004, iBill lost the contract with its upstream credit-card processor, First Data, which had grown wary of being associated with adult content. Website operators relying on iBill for payments had to wait months for their checks while First Data held the money in escrow. Roger Jacobs, who followed the story of iBill for adult industry publications AVN and XBiz, described low morale and a hemorrhaging of employees during this period.
Lance James of Secure Science and Adam Thomas of Sunbelt Software speculate that the company's troubles may have left them vulnerable to information embezzlement: The breach, they say, has all the markings of an inside job. The files appear to have been generated by exporting an SQL database into a CSV format -- a procedure that would be unusually extravagant for a quick, furtive hack attack. Moreover, at 4.5 gigabytes in size, the larger file would have been tough to download unnoticed over iBill's internet connection.
[link widoczny dla zalogowanych] Fabulous and elegant might sound extreme, but wait until you see this spacious corner room! Vintage tin ceiling, gas "woodstove" for cozy ambiance, big flat panel TV, and a bathroom to die for, complete with oversized whirlpool tub. One king bed. Non-Smoking Room. $165
[link widoczny dla zalogowanych] "When they asked me have you ever looked up or uploaded or downloaded erotic images of minors, I was just taken aback andI said, 'No,'" says Matthew.
Nevertheless, Matthew did have an embarrassing confession. He had been sneaking peaks at adult erotic photos on the family computer. "I got the Web site from a bunch of friends at school. [It was] just adult pornographyPlayboy-like images."
Difficult to admit, but not illegal or so it seemed. Still, it didn't look good for Matt, as police confiscated the computer and left the house that December day. A family was shattered.
"I still remember when they were cleaning up and leaving and of course I was still in my pajamas and my bathrobe and my fuzzy slippers," Jeannie Bandy said. "I said, 'What do we do now? Should I contact a lawyer?' [The police officer] said, 'Well, they are felonies that the state takes very serious.'"
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych] "When they asked me have you ever looked up or uploaded or downloaded erotic images of minors, I was just taken aback andI said, 'No,'" says Matthew.
Nevertheless, Matthew did have an embarrassing confession. He had been sneaking peaks at adult erotic photos on the family computer. "I got the Web site from a bunch of friends at school. [It was] just adult pornographyPlayboy-like images."
Difficult to admit, but not illegal or so it seemed. Still, it didn't look good for Matt, as police confiscated the computer and left the house that December day. A family was shattered.
"I still remember when they were cleaning up and leaving and of course I was still in my pajamas and my bathrobe and my fuzzy slippers," Jeannie Bandy said. "I said, 'What do we do now? Should I contact a lawyer?' [The police officer] said, 'Well, they are felonies that the state takes very serious.'"